S.M.A.R.T business goals are Smart, Measurable, Achievable, Realistic and Timely*. First, make a plan, establish S.M.A.R.T. goals for your business (e.g. number of customers, branding, sales, margins, expansion, etc,). Then get to the work of implementing these goals so that … Read More »
Five Strategies for Coping with Financial Challenges The media has been full of reports and reflections on the financial crisis of 2008. The focus has been largely on what happened, why it happened, and could it happen again. Newspapers, radio and TV … Read More »
Cash Flow and a Mortgage That Gives You More Have you seen the TV ads for the Manulife one account? They are a little creepy but they sure deliver the message that Manulife does mortgages differently. I sometimes recommend this innovative … Read More »
Just like snowflakes, no two of us are identical Spend or save during the holidays? Seasonal greetings to you! The season of warmth, joy and good cheer is here. We all celebrate the season in our own ways, related perhaps to … Read More »
Should the Tax Free Savings Account be renamed? Explaining the TFSA is a conversation I often have with clients and prospective clients. The TFSA is one of the most misunderstood investment plans and I believe it is because the name is … Read More »
Are you curious how spending affects your brain? My recent newsletters have focused on credit and the importance of controlling debt. As we settle into the new school year, the parents amongst us may worry about children who are living … Read More »