Investment and Insurance Advice

25 Nov

Investment Advice

Today you are working but you can see that retirement is not too far away. Let’s forecast your income and expenses in retirement to ensure that you don’t run out of money. You will need sufficient assets and benefits to provide you with the lifestyle you want and to sustain it throughout your retirement.

As your financial advisor, I can set up the retirement income stream and manage the process to help you make the best use of your money in those golden years and ensure your funds last as long as possible. Interest rates are low now, and you will have minimum withdrawals to make from your RRIF, so it’s never too soon to put a plan in place. You don’t want to lose any government benefits unnecessarily.

Insurance Advice

Synergy Insurance, by Manulife, is an excellent flexible policy for young entrepreneurs. It combines life, critical illness and disability insurance into one affordable policy that helps protect your loved ones. Paying one premium for the three coverages is an elegant solution to risk management. However, if you are over 40, or have a more established business, you may be better served by a different product. Let’s compare.