Increased Life Expectancy in Canada

Increased Life Expectancy in Canada and Life Insurance “Live long and prosper” is the English translation of the Vulcan greeting, dif-tor-heh-smusma. Both the phrase and the language were made famous by the character Mr. Spock (actor Leonard Nimoy) in the Star Trek television and movie series. What we are focusing on is increased life expectancy....
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Cash Flow Planning

Cash Flow Planning As a Certified Cash Flow Specialist (CCS™) I provide you with cash flow planning. This written document includes specific advice on personal spending based on a standardized process that allows me to take into account your income, expenses, proximity to retirement (or other major goals), assets and liabilities and recommend how much...
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Certified Cash Flow Specialist|Cash Flow planning

Certified Cash Flow Specialist for Tumultuous Times Why do you need a Certified Cash Flow Specialist for these tumultuous times?  Since last fall, the market has been pulling back – 1,000 points since January 1, 2016 until today (January 28).  Ouch!  Our loonie is also down, and economists are predicting a difficult financial year ahead....
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Cash Flow Plan|New Year’s Resolution: Become healthier financially

Cash Flow Plan and New Year’s Resolutions When it comes to making New Year’s resolutions, almost all of them include vowing to lead a healthier lifestyle, i.e., eat and drink less, lose weight and work out more often. You also need a cash flow plan to become healthier financially. In the United States and Canada,...
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